Credit Bureau Integrations Features: FactorTrust provides the most advanced, flexible, and powerful credit and data bureau for the payday lending industry called LendProtect.  LendProtect assists lenders in maximizing loan performance while minimizing risk and cost. LendProtect provides the most robust and configurable business/denial rules engine in the industry, and marries that functionality with proprietary payday lending empirical risk scorecards.     LendProtect is tightly integrated within the TranDotCom Loan Management System (LMS), where the credit bureau detail report can be accessed directly, with full view and print capability. Benefits: • Risk, Compliance, and ID Verification married together • Fast Implementation • Transparent Pricing Model • Highly Customizable • Top-Notch Customer Service • Robust Data Sources including over 4 billion public and proprietary records   TranDotCom Solutions provides integration to LendProtect at no cost to its customers. Features: DPBureau /CL Verify is a credit bureau company that assists merchants in lowering loan losses and creating and maintaining better portfolio quality. Augmented with TranDotCom's extensive customizable underwriting tool, DPBureau offers additional underwriting control. DPBureau offers several services, including the following: Benefits: • ID Validation • Short Term Loan Database Referencing • MICR verification • Application scoring • Multiple database verification   DPBureau provides a comprehensive set of scorecards for the payday advance industry. Each scorecard has been developed and validated by some of the same senior scientists responsible for the creation of the credit industries' most successful score-based fraud and risk products, providing the perfect risk assessment tool. TranDotCom Solutions offers the DPBureau integration at no cost to its customers. Features: Teletrack, Inc. is one of the leaders in offering short-term loan customer information for loan underwriting decisions. TranDotCom Solutions already robust custom underwriting engine is further augmented by external data provided for approval/ denial by Teletrack. Teletrack is integrated into the TranDotCom Loan Management System as an additional underwriting sequence if you choose. TranDotCom sends Teletrack the customer information for scoring and automatically brings back a score, approval, and a recommended loan amount. TranDotCom's system has made this a turnkey process within the underwriting automation. This allows for merchants to spend less time looking up information and more time servicing the customer, all while providing a consistent and quality underwriting process. Teletrack offers the following services: • Risk Assessment • Fraud Alert • Skip-Tracing • Scoring and Decisions • List Suppression • Management Reports • Landlord / Tenant Court Records • Custom Solutions   TranDotCom Solutions does not charge a fee for integrating into the existing Teletrack process. TranDotCom has also integrated Segment 35 and Segment 6 into the process, further providing accurate data in the industry in a real-time basis.